If you feel overwhelmed by debt, contact a financial counsellor as soon as possible. If you get help early, you will have many more options.

National Debt Helpline — 1800 007 007

The free National Debt Helpline is open from 9.30am to 4.30pm, Monday to Friday.

When you call, you'll be transferred to the service in your state. 

Mob Strong Debt Helpline - 1800 808 488

Mob Strong Debt Helpline is a free legal advice service about money matters for Aboriginal and Torres Strait Islander peoples from anywhere in Australia. The Helpline is open from 9.30am to 4.30pm, Monday to Friday.